Bankruptcy Lawyers in Georgia

Most Georgians file under Chapter 7, which wipes out unsecured debt such as credit cards and medical bills in a few months, or Chapter 13, which repays part of the debt through a three to five year plan and can stop a foreclosure or a car repossession. Whether Chapter 7 is open to you depends on the means test, which compares your household income to the Georgia median.

Georgia has its own exemption list rather than the federal one. It protects a set amount of home equity, a vehicle, household goods, tools of the trade, retirement accounts and a wildcard amount. Filing triggers an automatic stay that halts collection calls, garnishments and lawsuits the same day.

Cases are filed in the U.S. Bankruptcy Court for the Northern District (Atlanta, Gainesville, Newnan, Rome), Middle District (Macon, Columbus, Albany, Athens, Valdosta) or Southern District (Savannah, Augusta, Brunswick, Dublin, Waycross, Statesboro). The 244 bankruptcy attorneys listed here are grouped by city below so you can find one who files in your division.